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Orlando
Portrait of Sarah Okonkwo

Sarah Okonkwo

Legal & Finance Editor · 76 articles

Sarah Okonkwo covers legal and consumer-finance topics for CityDesk. She aims for the middle ground most legal content misses: accurate and carefully qualified, but written for people, not lawyers. Her coverage explains the rule, the exceptions, and what it actually means for the reader — without giving legal advice.

CityDesk reporting is produced with AI assistance and reviewed by our editors.

Latest stories — page 5

How Much Does It Cost to Start an LLC in Orlando in 2026

National legal sites will give you the $125 state fee and stop there. Here's every cost an Orange County founder actually faces — in Year 1 and every year after.

By Sarah Okonkwo ·
How Much Does It Cost to Start an LLC in Orlando in 2026

LLC vs S Corp for Florida Business Owners

No state income tax means the breakeven point is higher than you've read. Here's the Florida-specific math.

By Sarah Okonkwo ·
LLC vs S Corp for Florida Business Owners

Understanding Florida Documentary Stamp Tax on Home Sales

Most Orange County sellers see the charge appear a few days before closing and don't know what hit them. Here's the rate, the math, and what's negotiable.

By Sarah Okonkwo ·
Understanding Florida Documentary Stamp Tax on Home Sales

What You Need to Know About Home Based Business Rules in Orlando

Three separate legal systems govern your home-based business — city zoning, your HOA, and your insurance policy. Most owners don't know all three exist until something goes wrong.

By Sarah Okonkwo ·
What You Need to Know About Home Based Business Rules in Orlando

Florida Licensed CPA vs Tax Preparer for Orlando Taxpayers

From Airbnb hosts near Disney to gig workers on the 417, here's what each option costs, what it covers, and when the price difference is worth it.

By Sarah Okonkwo ·
Florida Licensed CPA vs Tax Preparer for Orlando Taxpayers

How Much Does It Cost to Form an LLC in Florida in 2026

The state fee is $100. Add a registered agent, an Orange County business tax receipt, and a city permit if you're inside Orlando limits, and you're looking at $165 to $485 — before you miss the ann…

By Sarah Okonkwo ·
How Much Does It Cost to Form an LLC in Florida in 2026

Best Credit Unions in Orlando Compared on Rates and Access

National aggregator lists treat Fairwinds and Addition Financial as footnotes. Here's what four local credit unions actually offer Central Florida residents — compared on real rates, real eligibili…

By Sarah Okonkwo ·
Best Credit Unions in Orlando Compared on Rates and Access

How to Set Up an IRS Installment Agreement in Florida

From basic agreements to currently-not-collectible status, here's how to read your options and when to stop DIYing it.

By Sarah Okonkwo ·
How to Set Up an IRS Installment Agreement in Florida

What Florida Law Requires for Rent Increases in Orlando

No cap exists. But notice requirements are real, and violating them has consequences.

By Sarah Okonkwo ·
What Florida Law Requires for Rent Increases in Orlando

How to Fight HOA Disputes in Florida

From mandatory pre-suit mediation to foreclosure thresholds, here's the process Orange County residents need to know — statute by statute.

By Sarah Okonkwo ·
How to Fight HOA Disputes in Florida

What to Know About Orlando Landlord Tenant Rights

From broken AC deadlines to security deposit disputes, here's what Florida law actually requires — and where to go when your landlord won't comply.

By Sarah Okonkwo ·
What to Know About Orlando Landlord Tenant Rights

How to Verify a Fiduciary Financial Advisor in Orlando

The legal distinctions, the compensation traps, and the specific tools Central Florida residents can use to check any advisor before writing a check

By Sarah Okonkwo ·
How to Verify a Fiduciary Financial Advisor in Orlando