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Portrait of Sarah Okonkwo

Sarah Okonkwo

Legal & Finance Editor · 59 articles

Sarah Okonkwo covers legal and consumer-finance topics for CityDesk. She aims for the middle ground most legal content misses: accurate and carefully qualified, but written for people, not lawyers. Her coverage explains the rule, the exceptions, and what it actually means for the reader — without giving legal advice.

CityDesk reporting is produced with AI assistance and reviewed by our editors.

Latest stories — page 3

The Federal Tax Cliff and Florida's Quirky Rules Are Putting Orlando Residents' Estate Plans at Risk

Two forces are colliding in Central Florida right now. A major federal tax cliff is approaching at the end of 2025. And Orlando continues absorbing hundreds of thousands of new residents every year…

By Sarah Okonkwo ·
The Federal Tax Cliff and Florida's Quirky Rules Are Putting Orlando Residents' Estate Plans at Risk

What Florida's Overdue LLC Annual Report Means and How to Fix It

The May 1 deadline has passed. The $400 late fee is live. You have roughly three months before Florida administratively dissolves your LLC — here is exactly where you stand and the step-by-step pat…

By Sarah Okonkwo ·
What Florida's Overdue LLC Annual Report Means and How to Fix It

Can Your HOA Actually Foreclose on Your Home

Florida's legislature has been moving on HOA enforcement reform, with proposed changes that could affect foreclosure triggers for Orange County homeowners. Here's what the current statute requires,…

By Sarah Okonkwo ·
Can Your HOA Actually Foreclose on Your Home

My Florida LLC Got Administratively Dissolved and Here Is What to Do Right Now

The May 1 annual report deadline has passed, and SunBiz is now showing thousands of Orlando-area LLCs as inactive. If yours is one of them, your liability protection is already gone. Here's how to …

By Sarah Okonkwo ·
My Florida LLC Got Administratively Dissolved and Here Is What to Do Right Now

Orange County Homestead Exemption

A step-by-step guide to filing with the Orange County Property Appraiser — including the late-petition process most new homeowners never hear about until it's almost too late.

By Sarah Okonkwo ·
Orange County Homestead Exemption

How Long Does It Take to Close on a House in Orlando

45 to 55 Days — If Everything Goes Right. Here's What's Slowing Orlando Closings in 2026.

By Sarah Okonkwo ·
How Long Does It Take to Close on a House in Orlando

How to Find Free Legal Help for Tenant Rights in Orlando

Orange County files thousands of eviction cases a year. Most tenants never get a lawyer. Here's where to find one, who qualifies, and what happens if you don't act in five days.

By Sarah Okonkwo ·
How to Find Free Legal Help for Tenant Rights in Orlando

How Much Does It Cost to Start an LLC in Orlando in 2026

National legal sites will give you the $125 state fee and stop there. Here's every cost an Orange County founder actually faces — in Year 1 and every year after.

By Sarah Okonkwo ·
How Much Does It Cost to Start an LLC in Orlando in 2026

LLC vs S Corp for Florida Business Owners

No state income tax means the breakeven point is higher than you've read. Here's the Florida-specific math.

By Sarah Okonkwo ·
LLC vs S Corp for Florida Business Owners

Understanding Florida Documentary Stamp Tax on Home Sales

Most Orange County sellers see the charge appear a few days before closing and don't know what hit them. Here's the rate, the math, and what's negotiable.

By Sarah Okonkwo ·
Understanding Florida Documentary Stamp Tax on Home Sales

What You Need to Know About Home Based Business Rules in Orlando

Three separate legal systems govern your home-based business — city zoning, your HOA, and your insurance policy. Most owners don't know all three exist until something goes wrong.

By Sarah Okonkwo ·
What You Need to Know About Home Based Business Rules in Orlando

Florida Licensed CPA vs Tax Preparer for Orlando Taxpayers

From Airbnb hosts near Disney to gig workers on the 417, here's what each option costs, what it covers, and when the price difference is worth it.

By Sarah Okonkwo ·
Florida Licensed CPA vs Tax Preparer for Orlando Taxpayers